*{
margin:0;
padding:0;
box-sizing:border-box;
}

body{
font-family:'Montserrat',sans-serif;
color:#111;
background:#fff;
}

.top-bar{
background:#06152f;
color:#fff;
padding:10px 7%;
display:flex;
justify-content:space-between;
}

.top-right{
display:flex;
gap:25px;
}

.navbar{
background:#fff;
padding:18px 7%;
display:flex;
justify-content:space-between;
align-items:center;
box-shadow:0 4px 20px rgba(0,0,0,.08);
position:sticky;
top:0;
z-index:999;
}

.logo img{
width:220px;
}

.nav-links{
display:flex;
gap:30px;
}

.nav-links a{
text-decoration:none;
font-weight:600;
color:#111;
}

.nav-links a:hover,
.active{
color:#caa25d;
}

.nav-btn,
.hero-btn{
background:#caa25d;
padding:14px 28px;
color:#fff;
text-decoration:none;
border-radius:6px;
font-weight:600;
display:inline-block;
}

.hero{
height:90vh;
display:flex;
align-items:center;
padding:0 7%;

background:
linear-gradient(rgba(0,0,0,.60),rgba(0,0,0,.60)),
url('images/investor_oscarmega_investors.png');

background-size:cover;
background-position:center;
}

.hero-content{
max-width:750px;
color:#fff;
}

.hero-content h4{
color:#caa25d;
margin-bottom:20px;
letter-spacing:2px;
}

.hero-content h1{
font-size:75px;
font-family:'Playfair Display',serif;
margin-bottom:20px;
}

.hero-content span{
color:#caa25d;
}

.hero-content p{
font-size:18px;
line-height:1.8;
margin-bottom:35px;
}

.intro{
padding:100px 7%;
text-align:center;
}

.intro h2{
font-size:52px;
color:#071a35;
margin-bottom:25px;
font-family:'Playfair Display',serif;
}

.intro p{
max-width:900px;
margin:auto;
line-height:2;
color:#666;
}

.features{
padding:0 7% 100px;
display:grid;
grid-template-columns:repeat(3,1fr);
gap:30px;
}

.feature-card{
background:#fff;
padding:40px;
border-top:4px solid #caa25d;
border-radius:14px;
box-shadow:0 5px 25px rgba(0,0,0,.06);
}

.feature-card h3{
margin-bottom:15px;
color:#071a35;
}

.feature-card p{
color:#666;
line-height:1.8;
}

.philosophy{
background:#071a35;
padding:100px 7%;
color:#fff;
text-align:center;
}

.philosophy h2{
font-size:52px;
margin-bottom:60px;
font-family:'Playfair Display',serif;
}

.philosophy-grid{
display:grid;
grid-template-columns:repeat(3,1fr);
gap:30px;
}

.philosophy-grid div{
background:rgba(255,255,255,.08);
padding:40px;
border-radius:12px;
}

.philosophy-grid h3{
color:#caa25d;
margin-bottom:15px;
}

.business-focus{
padding:100px 7%;
text-align:center;
}

.business-focus h2{
font-size:52px;
margin-bottom:60px;
color:#071a35;
font-family:'Playfair Display',serif;
}

.focus-grid{
display:grid;
grid-template-columns:repeat(3,1fr);
gap:25px;
}

.focus-box{
padding:35px;
background:#f8f8f8;
border-left:5px solid #caa25d;
font-weight:600;
}

.cta{
padding:120px 7%;
text-align:center;

background:
linear-gradient(rgba(3,14,31,.50),rgba(3,14,31,.50)),
url('images/investor_graph.jpg');

background-size:cover;
background-position:center;
color:#fff;
}

.cta h2{
font-size:55px;
margin-bottom:25px;
font-family:'Playfair Display',serif;
}

.cta p{
max-width:700px;
margin:auto;
margin-bottom:35px;
line-height:1.9;
}

.footer{
background:#071a35;
color:#fff;
padding:80px 7% 30px;
}

.footer-grid{
display:grid;
grid-template-columns:2fr 1fr 1fr 1fr;
gap:40px;
}

.footer a{
color:#ddd;
line-height:2;
text-decoration:none;
}

.footer-bottom{
text-align:center;
padding-top:30px;
margin-top:40px;
border-top:1px solid rgba(255,255,255,.1);
color:#aaa;
}

@media(max-width:991px){

.features,
.focus-grid,
.philosophy-grid,
.footer-grid{
grid-template-columns:1fr;
}

.nav-links{
display:none;
}

.hero-content h1{
font-size:48px;
}

.intro h2,
.philosophy h2,
.business-focus h2,
.cta h2{
font-size:38px;
}
}